Call (877) 204-9203 or (605) 252-3635 Call Us Apply

There is a healthier source of working capital than a Business Credit Card.

ECG Business Funding: fast and flexible to grow your business

A Business Credit Card can be issued quickly, can come with great sounding rewards, and is easy to use, but if you don't plan on paying off the balance every month, or your credit history has previously been damaged by personal credit card debt, the safer and more convenient solution may be business funding from ECG.

Start Your Quick Application

--
--
By clicking Apply Now you agree to the Terms of Use and Privacy Policy, and you also agree to authorize Expansion Capital Group to contact you at the telephone, email or direct mail contact data you have provided above for purposes of fulfilling this inquiry about business financing, even if you have previously registered on a Do Not Call registry or requested Expansion Capital Group to not send marketing information to you by email and/or direct mail. You agree we may use automatic telephone dialing systems and prerecorded voice messaging in connection with calls or texts made to any telephone number you provide even if the telephone number is assigned to a cellular/mobile telephone service or other service for which the called party is charged. You understand that you are not required to consent to receiving autodialed calls/texts as a condition of purchasing any Expansion Capital Group products or services. If you do not wish to authorize Expansion Capital Group to contact you in this manner, you will need to call the number provided on this form to complete your request.
Apply Now

ECG Business Funding

Business Credit Card

ECG Business Funding

Low Payments with Clear Terms

Your ECG Business Funding will begin repaying almost immediately: small, daily, automatic payments. This keeps your repayment on schedule as contracted without requiring any effort on your part, and without a risk of additional charges.

Business Credit Card

Low Payments = You Owe More

Interest-only payments seem so small and easy, but they mean your balance grows every month, compounding based on an interest rate between 9% and 20%. Your debt will keep growing, even if you stop spending.

ECG Business Funding

No Restrictions on Your Funds

Your money is yours to use however you need to grow your business: cash, checks, or electronic payments. Use it for payroll, taxes, or to buy equipment & inventory. How you use it doesn't change your payback amount.

Business Credit Card

Cash Comes at a Premium

Expenditures that require cash or checks, like payroll and local vendor purchases, may require you to take a cash advance at a markup of 24%, even if you pay off your card every month.

ECG Business Funding

Funds When you Need Them

All of your ECG Business Funding will be there when you need it, with no daily limits.

Business Credit Card

Risks & Rewards

Access to large credit card limits can mean you depend on that card for your day-to-day business operation. And, if your credit card is ever stolen or lost, your funds dry up until a new card is issued, which can take a week or longer.

ECG Business Funding

Qualify Quickly & Easily

Only a simple application + 3 months bank and/or credit card statements are needed. Businesses with strong performance, even owners with poor credit histories, tax liens, and bankruptcies can be approved.

Business Credit Card

Easy to Apply, Easy to Spend

Even approval for a credit card can come with higher APRs and lower limits if your credit history isn't stellar. And, because credit cards make it so easy to spend beyond your means, your personal credit score may suffer because of your business credit card.

What is a Business Credit Card?

Similar to a personal credit card, a business credit card allows you to spend money online, and Point-of-Sale locations, and withdraw cash at ATMs. They are available with a range of annual fees, APRs, cash advance fees, rewards programs, and minimum required payments, depending on the issuer (e.g. Capital One, Bank of America) and type of card (e.g. MasterCard, Visa, American Express, Discover).

Trade Associations